Name of Schemes - Pradhan Mantri Awas Yojana (PMAY)

Scheme Category – Housing

Scheme Description - Pradhan Mantri Awas Yojana is an initiative by Government of India in which affordable housing will be provided to the urban poor with a target of building 20 million affordable houses by 31 March 2022


The following individuals and families are eligible for this scheme:

  • 1) Economically Weaker Section (EWS) – Families with an annual income up to Rs. 3 Lakh.
  • 2) Low Income Group (LIG) – Families with an annual income between Rs. 3 Lakh and Rs. 6 Lakh.
  • 3) Middle Income Group I (MIG I) – Families within an annual income between Rs. 6 Lakh and Rs. 12 Lakhs.
  • 4) Middle Income Group II (MIG II) – Families with an annual income between Rs. 6 Lakh and Rs. 12 Lakhs.
  • 5) Women belonging to EWS and LIG categories.
  • 6) Scheduled Caste (SC), Scheduled Tribe (ST), and Other Backward Class (OBC).
[Note: In addition to the above, beneficiaries can avail the benefits of this scheme by meeting the following few eligibility criteria –He/she must not own a house to fulfil the Pradhan Mantri Awas Yojana eligibility. The individual must also not avail the benefits of any other housing scheme by the State or Central Government.]

Procedure to apply for the scheme:

  • How to Apply?
  • Follow these steps to avail the benefits of PMAY
  • 1) How to apply for this PMAY Scheme?
  • 2) Beneficiaries can apply for PMAY through the following:
  • A. Online
  • Individuals can visit the official website of the scheme to apply online. They need to have a valid Aadhaar Card to apply.
  • B. Offline
  • Beneficiaries can apply for the scheme offline by filling up a form available through Common Service Centre (CSC). Price of these forms is Rs. 25 + GST.
  • [Note : Beneficiaries here refers to : A beneficiary family will comprise of husband, wife, unmarried sons and/or unmarried daughters.An adult earning member (irrespective of marital status) can be treated as a separate household]

Important Facts to know about PMAY:

  • 1) Those eligible for the scheme can check their name in the Pradhan Mantri Awas Yojana list by following these few steps.
  • 2) Step 1: Visit the official website.
  • 3) Step 2: Click “Search Beneficiary”.
  • 4) Step 3: Enter the Aadhaar number.
  • 5) Step 4: Click “Show”.

Compiled and Edited by Lead Optimist(PFA) - Shilpa